Get your payments back on track
If you're having difficulty making your student loan payment, contact your lender to find out how you can stay on track and avoid delinquency or default. Use NSLP's Loan Inquiry to find out how much you owe, then consider your repayment options. You can change your repayment plan or consolidate your student loans to make your payments more affordable.
Our Principles of Loan Repayment for Delinquent and Defaulted Borrowers brochure tells you about deferment, forbearance, and repayment options; the consequences of default; and ways to help you get out of default. It's also available in Spanish.
You may be eligible for a deferment or forbearance to temporarily stop, delay, or lower your payments for a short period of time.
Don't Default on Your Student Loan. The Consequences of Default can be serious if you don't make your student loan payments.
Get out of default by paying off your student loan or rehabilitating your loan by making 9 payments, within 20 days of your due date, over 10 months. The payment amount must be approved by NSLP.
Contact your lender or NSLP Customer Service to discuss which repayment, deferment, or forbearance options are best for you.
