Everything you need to know about repayment
Who we are and what we do
A private, nonprofit guaranty agency that provides student loan-related services.
NSLP is not a collection agency. Our counselors explain repayment options to you and help bring your student loan account up to date … and keep it that way.
Partner with schools and lenders by providing a team of professional loan counselors to explain the options available to you for your federal student loans. NSLP can also provide help in budget planning and managing your financial obligations.
Specialize in default aversion and prevention, loan repayment programs, and financial counseling to help borrowers/students avoid the unfortunate experience of default.
Reach out to students to identify options, answer borrower questions, and offer solutions to help delinquent borrowers bring and keep their loans current and in good standing.
Why we might contact you
To assist in understanding your loan repayment options, rights and responsibilities, and staying out of default and successfully repay your student loans.
Everything you need to know about repayment
Education is the best investment you can make in your future. Paying back your student loans on time helps build a strong credit history, and paying them back early saves you interest charges.
The information below can help you understand and simplify your loan repayment.
Principles of Loan Repayment brochure
Your student loan team
Your rights and responsibilities
Repayment plan options
If your payment is delinquent
If you default on your loan
Loan consolidation
Deferment and forbearance
Cancellation and bankruptcy
Teacher Loan Forgiveness
Military benefits
Federal Student Loan Repayment Program
If you return to school
You can also find calculators to help you manage your money and repay your student loans.
If your student loan is delinquent, contact a counselor at the NSLP Call Center at 888-434-6548 or send us an e-mail for repayment options to help you get back on track.
Learn about student and personal finances by checking out NSLP’s Financial Literacy Online.
